{"id":2188,"date":"2026-05-21T17:01:49","date_gmt":"2026-05-21T17:01:49","guid":{"rendered":"https:\/\/houstonmovingjournal.com\/?p=2188"},"modified":"2026-05-21T17:01:49","modified_gmt":"2026-05-21T17:01:49","slug":"new-data-shows-where-mortgage-delinquency-is-climbing-the-fastest","status":"publish","type":"post","link":"https:\/\/houstonmovingjournal.com\/?p=2188","title":{"rendered":"New data shows where mortgage delinquency is climbing the fastest"},"content":{"rendered":"<div><div><div>\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" alt=\"\" class=\"wp-image-2187\" height=\"432\" src=\"https:\/\/houstonmovingjournal.com\/wp-content\/uploads\/2026\/05\/28942fb476adeb3bbbf70137b7b20be1.webp\" width=\"764\" srcset=\"https:\/\/houstonmovingjournal.com\/wp-content\/uploads\/2026\/05\/28942fb476adeb3bbbf70137b7b20be1.webp 764w, https:\/\/houstonmovingjournal.com\/wp-content\/uploads\/2026\/05\/28942fb476adeb3bbbf70137b7b20be1-300x170.webp 300w\" sizes=\"auto, (max-width: 764px) 100vw, 764px\" \/><\/figure>\n <span>article<\/span><\/div> <div><div><p><span>Rows of houses in Buffalo&#8217;s Hamlin Park neighborhood, Monday, March 30, 2026. (Derek Gee\/Buffalo News via Getty Images)<\/span> <!-- --><\/p><p>Read more <a href=\"https:\/\/houstonmovingjournal.com\/?p=2185\">Joey Chestnut set to defend hot dog eating title while on probation for battery<\/a><\/p> <!-- --><\/div><\/div> <!-- --><\/div> <!-- --> <!-- --><p>According to a recent WalletHub analysis, mortgage delinquencies can have long-lasting consequences for borrowers, with missed payments remaining on credit reports for up to seven years and negatively impacting credit scores.\u00a0<\/p> <p>A rise in mortgage delinquency rates can also signal broader economic challenges within a state, as more homeowners struggle to keep up with monthly payments.<\/p> <!-- --><p><strong>RELATED: <\/strong><strong><u>House hunting? Data suggests the most affordable cities to buy a home<\/u><\/strong><\/p> <!-- --><div><\/div> <!-- --><p>\u00a0To identify where borrowers are facing the greatest difficulties \u2014 and where they are staying on track \u2014 WalletHub analyzed proprietary user data comparing the fourth quarter of 2025 with the first quarter of 2026.<\/p> <!-- --><div><iframe loading=\"lazy\" allowfullscreen=\"allowfullscreen\" data-v-5cc57fb3=\"\" frameborder=\"0\" height=\"450\" src=\"https:\/\/www.youtube-nocookie.com\/embed\/lb3mmqnzAh0\" width=\"800\"><\/iframe><\/div> <!-- --><p>Methodology :<\/p> <!-- --><p>To identify the states with the highest rates of mortgage delinquency, WalletHub analyzed proprietary consumer data tracking mortgage payment delinquencies from Q4 2025 through Q1 2026.<\/p> <!-- --><p>What they&#8217;re saying:<\/p> <!-- --><p>&#8220;If you are delinquent on mortgage debt, you typically have until the debt is 30 days past-due (meaning you have missed two payments) in order to get current,&#8221; said Chip Lupo, WalletHub analyst. &#8220;After that, the lender will report the delinquency to the credit bureaus, which will damage your credit score. Therefore, it\u2019s important to try to get current on your debt as quickly as possible. If you are experiencing financial difficulty that prevents you from paying, ask your lender if they will allow temporary forbearance until you get back on your feet, which may prevent you from being reported as delinquent.&#8221;<\/p> <!-- --><div> <iframe allowfullscreen=\"allowfullscreen\" data-v-57eb5ac0=\"\" frameborder=\"0\" scrolling=\"no\" src=\"https:\/\/e.infogram.com\/e0f3a1ce-fd49-482c-bfbb-ebd6f44ae22b?src=embed\" title=\"\" width=\"100%\"><\/iframe> <!-- --><\/div> <!-- --><p><strong>RELATED: <\/strong><strong>New homes may cost more upfront but save buyers money over time, report reveals<\/strong><\/p><p>Read more <a href=\"https:\/\/houstonmovingjournal.com\/?p=2182\">Former U.S. Attorney Jennifer Lowery charged for allegedly leaving scene of Houston crash<\/a><\/p> <!-- --><h2><strong>Top states with rising mortgage delinquency\u00a0<\/strong><\/h2> <!-- --><p>Dig deeper:<\/p> <!-- --><h3>Vermont<\/h3> <!-- --><p>Vermont recorded the largest increase in mortgage delinquency rates in the nation between Q4 2025 and Q1 2026. The number of delinquent mortgages in the state climbed by more than 12% during that period. Despite the spike, Vermont still maintains one of the country\u2019s lowest overall delinquency rates, at roughly 6%.<\/p> <!-- --><p>The state\u2019s moderate economic performance and relatively high tax burden may be contributing factors behind the recent increase in missed mortgage payments.<\/p> <!-- --><p><strong>RELATED: <\/strong><strong>Nantucket home will cost you $0 \u2014 but there\u2019s one unusual condition<\/strong><\/p> <!-- --><h3>Delaware<\/h3> <!-- --><p>Delaware posted the second-largest increase in mortgage delinquencies nationwide, with rates rising nearly 7% from Q4 2025 to Q1 2026. The state\u2019s overall mortgage delinquency rate now stands at 8.4%, ranking 13th highest in the country and signaling mounting pressure on homeowners.<\/p> <!-- --><p>The state also has a comparatively high percentage of residents who have received payment accommodations on debts due to financial hardship, pointing to broader signs of stress in Delaware\u2019s housing and credit markets.<\/p> <!-- --><h3>Louisiana<\/h3> <!-- --><p>Louisiana ranked third for the sharpest increase in mortgage delinquency, with delinquent mortgages rising by more than 4% between Q4 2025 and Q1 2026. The state also has the second-highest mortgage delinquency rate in the nation at 14.3%, underscoring significant financial strain among homeowners.<\/p> <!-- --><p>In addition, Louisiana leads the country in the share of consumers with credit accounts in distress \u2014 meaning lenders have allowed delayed payments because of financial hardship \u2014 suggesting residents are struggling across multiple forms of debt, not just mortgages.<\/p><p>Read more <a href=\"https:\/\/houstonmovingjournal.com\/?p=2179\">Official 2026 hurricane forecast released with Atlantic season just days away<\/a><\/p> <!-- --> <!-- --> <!-- --> <\/div>","protected":false},"excerpt":{"rendered":"<p>A new WalletHub analysis found mortgage delinquencies are rising in several states, highlighting growing financial strain among homeowners.<\/p>\n","protected":false},"author":1,"featured_media":2186,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[166],"tags":[],"class_list":["post-2188","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>New data shows where mortgage delinquency is climbing the fastest - Houston Moving Journal<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/houstonmovingjournal.com\/?p=2188\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"New data shows where mortgage delinquency is climbing the fastest - Houston Moving Journal\" \/>\n<meta property=\"og:description\" content=\"A new WalletHub analysis found mortgage delinquencies are rising in several states, highlighting growing financial strain among homeowners.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/houstonmovingjournal.com\/?p=2188\" \/>\n<meta property=\"og:site_name\" content=\"Houston Moving Journal\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-21T17:01:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/houstonmovingjournal.com\/wp-content\/uploads\/2026\/05\/28942fb476adeb3bbbf70137b7b20be1.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"764\" \/>\n\t<meta property=\"og:image:height\" content=\"432\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/houstonmovingjournal.com\\\/?p=2188#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/houstonmovingjournal.com\\\/?p=2188\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/houstonmovingjournal.com\\\/#\\\/schema\\\/person\\\/e51740aab7bd577378c5f91b003a39ba\"},\"headline\":\"New data shows where mortgage delinquency is climbing the fastest\",\"datePublished\":\"2026-05-21T17:01:49+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/houstonmovingjournal.com\\\/?p=2188\"},\"wordCount\":564,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/houstonmovingjournal.com\\\/?p=2188#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/houstonmovingjournal.com\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/ac4c7aefefa7141034ab6a0dc49124d2.webp\",\"articleSection\":[\"Real Estate\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/houstonmovingjournal.com\\\/?p=2188#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/houstonmovingjournal.com\\\/?p=2188\",\"url\":\"https:\\\/\\\/houstonmovingjournal.com\\\/?p=2188\",\"name\":\"New data shows where mortgage delinquency is climbing the fastest - Houston Moving Journal\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/houstonmovingjournal.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/houstonmovingjournal.com\\\/?p=2188#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/houstonmovingjournal.com\\\/?p=2188#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/houstonmovingjournal.com\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/ac4c7aefefa7141034ab6a0dc49124d2.webp\",\"datePublished\":\"2026-05-21T17:01:49+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/houstonmovingjournal.com\\\/#\\\/schema\\\/person\\\/e51740aab7bd577378c5f91b003a39ba\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/houstonmovingjournal.com\\\/?p=2188#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/houstonmovingjournal.com\\\/?p=2188\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/houstonmovingjournal.com\\\/?p=2188#primaryimage\",\"url\":\"https:\\\/\\\/houstonmovingjournal.com\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/ac4c7aefefa7141034ab6a0dc49124d2.webp\",\"contentUrl\":\"https:\\\/\\\/houstonmovingjournal.com\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/ac4c7aefefa7141034ab6a0dc49124d2.webp\",\"width\":1200,\"height\":630},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/houstonmovingjournal.com\\\/?p=2188#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/houstonmovingjournal.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"New data shows where mortgage delinquency is climbing the fastest\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/houstonmovingjournal.com\\\/#website\",\"url\":\"https:\\\/\\\/houstonmovingjournal.com\\\/\",\"name\":\"Houston Moving Journal\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/houstonmovingjournal.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/houstonmovingjournal.com\\\/#\\\/schema\\\/person\\\/e51740aab7bd577378c5f91b003a39ba\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"http:\\\/\\\/houstonmovingjournal.com\"],\"url\":\"https:\\\/\\\/houstonmovingjournal.com\\\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"New data shows where mortgage delinquency is climbing the fastest - Houston Moving Journal","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/houstonmovingjournal.com\/?p=2188","og_locale":"en_US","og_type":"article","og_title":"New data shows where mortgage delinquency is climbing the fastest - Houston Moving Journal","og_description":"A new WalletHub analysis found mortgage delinquencies are rising in several states, highlighting growing financial strain among homeowners.","og_url":"https:\/\/houstonmovingjournal.com\/?p=2188","og_site_name":"Houston Moving Journal","article_published_time":"2026-05-21T17:01:49+00:00","og_image":[{"width":764,"height":432,"url":"https:\/\/houstonmovingjournal.com\/wp-content\/uploads\/2026\/05\/28942fb476adeb3bbbf70137b7b20be1.webp","type":"image\/webp"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/houstonmovingjournal.com\/?p=2188#article","isPartOf":{"@id":"https:\/\/houstonmovingjournal.com\/?p=2188"},"author":{"name":"admin","@id":"https:\/\/houstonmovingjournal.com\/#\/schema\/person\/e51740aab7bd577378c5f91b003a39ba"},"headline":"New data shows where mortgage delinquency is climbing the fastest","datePublished":"2026-05-21T17:01:49+00:00","mainEntityOfPage":{"@id":"https:\/\/houstonmovingjournal.com\/?p=2188"},"wordCount":564,"commentCount":0,"image":{"@id":"https:\/\/houstonmovingjournal.com\/?p=2188#primaryimage"},"thumbnailUrl":"https:\/\/houstonmovingjournal.com\/wp-content\/uploads\/2026\/05\/ac4c7aefefa7141034ab6a0dc49124d2.webp","articleSection":["Real Estate"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/houstonmovingjournal.com\/?p=2188#respond"]}]},{"@type":"WebPage","@id":"https:\/\/houstonmovingjournal.com\/?p=2188","url":"https:\/\/houstonmovingjournal.com\/?p=2188","name":"New data shows where mortgage delinquency is climbing the fastest - Houston Moving Journal","isPartOf":{"@id":"https:\/\/houstonmovingjournal.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/houstonmovingjournal.com\/?p=2188#primaryimage"},"image":{"@id":"https:\/\/houstonmovingjournal.com\/?p=2188#primaryimage"},"thumbnailUrl":"https:\/\/houstonmovingjournal.com\/wp-content\/uploads\/2026\/05\/ac4c7aefefa7141034ab6a0dc49124d2.webp","datePublished":"2026-05-21T17:01:49+00:00","author":{"@id":"https:\/\/houstonmovingjournal.com\/#\/schema\/person\/e51740aab7bd577378c5f91b003a39ba"},"breadcrumb":{"@id":"https:\/\/houstonmovingjournal.com\/?p=2188#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/houstonmovingjournal.com\/?p=2188"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/houstonmovingjournal.com\/?p=2188#primaryimage","url":"https:\/\/houstonmovingjournal.com\/wp-content\/uploads\/2026\/05\/ac4c7aefefa7141034ab6a0dc49124d2.webp","contentUrl":"https:\/\/houstonmovingjournal.com\/wp-content\/uploads\/2026\/05\/ac4c7aefefa7141034ab6a0dc49124d2.webp","width":1200,"height":630},{"@type":"BreadcrumbList","@id":"https:\/\/houstonmovingjournal.com\/?p=2188#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/houstonmovingjournal.com\/"},{"@type":"ListItem","position":2,"name":"New data shows where mortgage delinquency is climbing the fastest"}]},{"@type":"WebSite","@id":"https:\/\/houstonmovingjournal.com\/#website","url":"https:\/\/houstonmovingjournal.com\/","name":"Houston Moving Journal","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/houstonmovingjournal.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/houstonmovingjournal.com\/#\/schema\/person\/e51740aab7bd577378c5f91b003a39ba","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g","caption":"admin"},"sameAs":["http:\/\/houstonmovingjournal.com"],"url":"https:\/\/houstonmovingjournal.com\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/houstonmovingjournal.com\/index.php?rest_route=\/wp\/v2\/posts\/2188","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/houstonmovingjournal.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/houstonmovingjournal.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/houstonmovingjournal.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/houstonmovingjournal.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2188"}],"version-history":[{"count":0,"href":"https:\/\/houstonmovingjournal.com\/index.php?rest_route=\/wp\/v2\/posts\/2188\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/houstonmovingjournal.com\/index.php?rest_route=\/wp\/v2\/media\/2186"}],"wp:attachment":[{"href":"https:\/\/houstonmovingjournal.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2188"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/houstonmovingjournal.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2188"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/houstonmovingjournal.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2188"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}